# Coding and all things tech… _Financial Literacy · August 6, 2026 · 4 min read_ > We invest heavily in our children's technical skills, but managing money is rarely taught. Pass down lifelong financial habits early. ## Article Twelve-year-old Tenzing can build a simple website and explain what an algorithm is. His parents enrolled him in a weekend coding class last year, proud that their son was learning skills that would matter for his future. He is genuinely talented, and his teachers say he has a bright future ahead in technology. But when his aunt gave him five thousand rupees during Losar, Tenzing spent it all within two days on games and snacks, without a second thought. Nobody had ever explained to him what saving meant, or why it mattered. We invest in their academic and technical skills, but money itself—how to save it, value it, protect it, and plan with it—is rarely taught directly, at home or in school. Today, digital payments mean money moves invisibly, through phones, without children seeing cash change hands the way earlier generations did. Nuclear families mean fewer relatives around to model different money habits. And busy schedules, packed with school and tuition and screen time, leave little room for the slower, quieter lessons that used to happen naturally around the kitchen table. Schools have adapted quickly to teach technical skills like computers, coding, robotics because they are visibly connected to future careers. Financial literacy has not caught up at the same pace, even though it shapes every single career a child might eventually choose. A child who understands money early develops habits that last a lifetime: delayed gratification, an understanding that resources are limited and choices matter. A child who never learns this may grow into an adult who earns well but struggles to save, who understands complex technology but not a simple budget, who can build an app but cannot avoid a needless loan. This is not about making children obsess over money. It is about giving them a basic, healthy relationship with it, the same way we teach them basic hygiene or basic manners—quietly, consistently, without turning it into a lecture. ### Teaching Kids About Money: 1. Explain simple concepts like what a bank is, what saving means, why money needs to be planned. 2. Treat money conversations as normal and calm, not stressful or secretive, so children grow up comfortable discussing finances honestly. 3. Use festivals like Losar or Dashain, when children receive cash gifts, as natural moments to talk about saving versus spending. We are raising a generation more technically capable than any before it, ready to build the future. Perhaps we owe them one more tool: the ability to understand and manage the money that skill will eventually earn them. ## More articles - [Savings habit: Is having FDs enough?](https://eazysip.com/learn/is-having-fds-enough) - [Inflation: Slowly but surely…](https://eazysip.com/learn/inflation-slowly-but-surely) - [Scam Alert: Oye Chor!](https://eazysip.com/learn/scam-alert-oye-chor) - [Why Are We Asking Facebook for Help to Pay Hospital Bills?](https://eazysip.com/learn/why-are-we-asking-facebook-for-help-to-pay-hospital-bills) - [Emergency Fund: Hamro Samaj ta…](https://eazysip.com/learn/emergency-fund-hamro-samaj-ta) --- ## About this document - Canonical URL: https://eazysip.com/learn/coding-and-all-things-tech - Language: en - Other language: https://eazysip.com/ne/learn/coding-and-all-things-tech - Site index for agents: https://eazysip.com/llms.txt - Sitemap: https://eazysip.com/sitemap.xml ## On this site - [Home](https://eazysip.com) - [About EazySIP](https://eazysip.com/about) - [Features](https://eazysip.com/features) - [How it works](https://eazysip.com/how-it-works) - [Calculators](https://eazysip.com/calculators) - [SIP calculator](https://eazysip.com/calculators/sip) - [Goal planner](https://eazysip.com/calculators/goal-planner) - [Step-up SIP calculator](https://eazysip.com/calculators/step-up-sip) - [Cost of delay calculator](https://eazysip.com/calculators/cost-of-delay) - [Budget calculator](https://eazysip.com/calculators/budget) - [EMI calculator](https://eazysip.com/calculators/emi) - [Learn — articles](https://eazysip.com/learn) - [Watch — video library](https://eazysip.com/watch) - [FAQ](https://eazysip.com/faq) - [Contact](https://eazysip.com/contact) ## Disclaimer Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. EazySIP is operated by Dzambala Financial Services LLP, an AMFI-registered Mutual Fund Distributor (ARN-313834); investments are made in Regular Plans, for which the distributor receives trail commission from the AMC.