# Your SIP should grow with your salary

A small annual increase compounds into a very different outcome.

See what happens when you increase your SIP by a fixed percentage each year. Compare a step-up SIP against a flat one instantly.

## What you enter

- Starting monthly amount
- For how many years
- Annual increase
- Expected annual return

## What you get back

- Your corpus would be
- versus ₹{flatFutureValue} if you never increased it

## Questions about this calculator

### What is a step-up SIP?

A SIP where the monthly contribution rises by a set percentage each year, usually to match your salary increase.

### What step-up percentage should I choose?

10% a year is a common choice because it roughly tracks a typical annual raise, so your take-home pay never feels the difference.

### Can I set this up automatically?

Yes. Most schemes support an automatic annual step-up so you never have to remember to raise it.

## Other calculators

- [SIP calculator](https://eazysip.com/calculators/sip)
- [Goal planner](https://eazysip.com/calculators/goal-planner)
- [Cost of delay calculator](https://eazysip.com/calculators/cost-of-delay)
- [Budget calculator](https://eazysip.com/calculators/budget)
- [EMI calculator](https://eazysip.com/calculators/emi)

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- [Home](https://eazysip.com)
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- [SIP calculator](https://eazysip.com/calculators/sip)
- [Goal planner](https://eazysip.com/calculators/goal-planner)
- [Step-up SIP calculator](https://eazysip.com/calculators/step-up-sip)
- [Cost of delay calculator](https://eazysip.com/calculators/cost-of-delay)
- [Budget calculator](https://eazysip.com/calculators/budget)
- [EMI calculator](https://eazysip.com/calculators/emi)
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## Disclaimer

Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. EazySIP is operated by Dzambala Financial Services LLP, an AMFI-registered Mutual Fund Distributor (ARN-313834); investments are made in Regular Plans, for which the distributor receives trail commission from the AMC.